Provident Risk Management provides independent derivatives and portfolio management platforms for commercial borrowers and community banks.

Customer Swaps

Community Banks have an opportunity to create value and meet the need of commercial borrowers by accessing the "PRM Swap Desk", a comprehensive swap solution that generates bank fee income by delivering borrower solutions!
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For Community Banks

Are you a community bank trying to manage rate risk? We offer portfolio management and derivatives platforms to optimize returns in your bond portfolio and enhance your commercial loan business.
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About Provident Risk Management

Provident Risk Management has been providing independent derivatives advice to community banks and borrowers since 2008.

Provident acts as derivatives partner to Country Club Bank, Kansas and its affiliate AMG,

We use Fincad swap pricing and hedge accounting systems running ICAP market data.

Our Portfolio Optimiziation technology from ZM Financial Systems offers Community Banks access to state of the art pre-trade portfolio analysis.

Our professionals have been in the capital markets business for 25 years and provide hands on expertise in pricing, documentation and accounting.  

Services at a Glance
  • Pricing swaps: We use the same models and curves the dealers use. We can show you hidden fees and help you negotiate lower rates.
  • Portfolio Optimization: We offer cost effective access to portfolio optimization tools.  We can evaluate bond trades, model changes in portfolio strategy and produce detail portfolio reporting.
  • ISDA documents: Written by dealers for dealers. We negotiate better terms and reduce your risk.
  • Hedge Accounting and Risk Reporting: We offer a full suite of reports for hedge effectiveness testing, credit risk, stress testing, swap valuations and Call Reports.
Latest from the Blog

Rates Update

January 5, 2018

Last Week's Market Moves: The December jobs report was the main event last week with the number coming in well below expections at 147,00.  Despite the soft number overall jobs production remains impressive, 2017 saw 2million jobs added and this is the 87th consecutive month of job gains.  The jobless r...
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