Do borrowers in your market resist Pre-Pay Penalties?
Published February 1, 2016 / In Community Banks and interest rate swaps
So many community banks face an uphill challenge to negotiate pre-pay penalties into their commercial loan agreements. This can make hedging fixed rate loans difficult given the need to qualify for hedge accounting. In this month's Pro Shop presentation from Country Club Bank Capital Markets Group we explore options to hedge risk, even where a pre-pay penalty is not an option. http://ow.ly/XPhpT